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Landscaping Project Financing That Keeps Plans Moving

Bring Your Vision to Life, on Your Terms

Transforming your property is an investment in how you live, and with flexible landscape financing, you don’t have to wait to start. Gary Duff Designs partners with HFS Financial to offer convenient payment plans that make it easier to complete your entire outdoor project at once, so you can start enjoying your new space right away.

Custom swimming pool and poolside patio illustrating financed landscape design projects in Oyster Bay, NY
Backyard pool and planting layout representing full outdoor living investments in Southampton, NY

Designed for Simplicity. Built for Flexibility.

Your home deserves a complete transformation, not a project done in fragments. Through HFS Financial, we offer tailored financing options that help you:

  • Complete your full outdoor living project without delays or multiple phases.

  • Spread your project budget over time with fixed-rate payment plans.

  • Avoid repeated design, pricing, and construction disruptions.

  • Secure funds quickly — often within 48 hours.

Our financing process mirrors our design philosophy: simple, transparent, and focused on your goals.

A Smarter Way to Invest in Outdoor Living


Waiting to start your landscape project can mean higher costs later: materials, labor, and seasonal price shifts all add up. Financing through Gary Duff Designs and HFS Financial helps you complete your design today, without compromise.

Whether you’re investing in a custom outdoor living space, poolscape, or patio redesign, our team will help you explore the right financing options for your home and budget.

Landscaped pool area demonstrating how landscape design project financing supports complete builds in Huntington, NY

The HFS Financial Advantage

  • Personal loans up to $400,000 for home improvement projects.

  • Fixed interest rates based on credit.

  • Flexible terms up to 20 years.

  • No prepayment penalties.

  • Same-day responses and funding in as little as 48 hours.

  • 100% direct-to-consumer lending.

Apply online in minutes, with no impact on your credit score during the inquiry process.

Natural stone waterfall feature included in a financed landscape design project in Oyster Bay, NY
Outdoor water feature and surrounding plantings designed as part of a financed property transformation in Southampton, NY
Gary Duff letters

Our PROCESS

How to Get Started

Schedule a Design Consultation

01.

Meet with the Gary Duff Designs team to discuss your project vision and investment goals.

Apply Through HFS Financial

02.

Complete a quick, secure application online.

Receive Your Funds

03.

Funds are typically released within 48 hours, allowing construction to begin without delay.

Guidance from Gary Duff Designs

Decades of experience have taught us a few things, here’s what most clients want to know before we start.


  • Gary Duff Designs partners with HFS Financial to offer flexible landscape financing solutions for outdoor living projects across Long Island, NY. Options include fixed-rate personal loans and custom payment plans that make it easier to complete your full project without delay.

  • Yes. Financing can be used for most landscape design and construction services, including patios, pools, outdoor kitchens, plantings, and complete property transformations. Whether you’re upgrading one area or investing in a full-scale remodel, our team helps you find the right approach for your home and goals.

  • No. Submitting an initial application through HFS Financial does not impact your credit score. Once approved, most clients receive funds within 48 hours, allowing your design consultation and project timeline to begin right away.

  • Financing lets you complete your entire design at once, avoiding repeated design, pricing, and construction phases. It helps you manage your project budget, protect against rising material costs, and achieve a cohesive, uninterrupted build that enhances your home’s long-term value.

  • Begin with a design consultation from Gary Duff Designs. Our team will guide you through available financing options, coordinate directly with HFS Financial, and help you move forward with a clear plan for your investment in outdoor living.

Enhancing The Quality Of Life Through Landscape Design

For five decades, the Duff family has been redefining outdoor living across Long Island, one purposeful, beautifully built space at a time.